Capital Farm Credit, ACA Loan Closer in Bryan/Round Rock, Texas

Description/Job Summary

Position Title:

  • Loan Closer


  • Loan Processing Department; Bryan Corporate Office or Round Rock

Summary of Desired/Required Experience:

  • Two to Four years experience in land or title examination or loan processing with familiarity in consumer regulations;

  • Experience with regulatory requirements associated with integrated disclosures preferred (Consumer Focus).

  • Knowledge of title insurance, and real estate security legal requirements

  • Knowledge of documentation requirements for title policies, deeds of trust, and collateral

  • Strong customer service skills and ability to communicate appropriately and effectively with other staff members and credit office staff

Job Functions:

  • Review commitments for title insurance to substantiate adequacy of the title to meet regulatory and association requirements

  • Organizes loan closing requirements and instruments in compliance with all association policies, procedures, and regulations

  • Develops instructions and guidance for completing appropriate security and closing documents for Association loans

  • Examines loan applications and closing documents for accuracy and completeness.

  • Process UCC filings, searches and billing.

  • Verify sufficiency of legal description of the security of the collateral.

  • Prepares loan closing statements verifying net loan proceeds, loan maturity dates and initial interest and principal repayment dates

  • Prepares various statements including those required under consumer credit regulations

  • Reviews post-closing documents such as title policies, deeds of trust, assignments and additional collateral. Ensures that all documents have been properly signed, witnessed and notarized by all required individuals

Education Requirement:

  • High School Diploma or equivalent; formal post high school education experience may be considered positively

Other Skills:

  • Skill in oral and written communication.

  • Intermediate skill level in Microsoft Office applications

  • Specific knowledge of consumer disclosure requirements (Consumer Focus)

  • Specific knowledge of real estate legal documents and real estate security laws including the Texas Homestead law

To Apply:

  • A completed application and resume are required.


  • At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant; AA/EOE/M/F/D/V; Full description available on request

Posting Date

  • August 29, 2016

Closing Date

  • Position will be posted until filled, until sufficient candidates are reviewed to ensure a qualified selection can be made, or until closed at the discretion of the Association.