UBS Financial Services Senior Mortgage Underwriter in Dallas, Texas

Job Reference #: 141717BR

City: Dallas

Job Type: Full Time

Your Role: Do you know residential mortgage underwriting back to front? Do you enjoy analyzing and reviewing credit and collateral documents? We’re looking for someone like that who can: – review of credit reports to determine credit pattern, current liabilities, outstanding judgments and collections. – review of residential mortgage appraisal forms – analyze asset statements for all types of asset accounts – analyze income from salaried, commissioned, self-employed, investments, fixed income sources – ability to analyze complex tax returns and financial statements – ability to determine monthly income based on bank statements and/or asset depletion – knowledge of the requirements to meet CFPB's Ability to repay standard – advanced tax return analysis skill required – experienced residential appraisal review

Your Team: You’ll be working as part of the Mortgage Group in Dallas, TX. The Senior Mortgage Underwriting Team

is responsible for reviewing and analyzing all credit and collateral documents, then issuing lending

decisions based on the documented borrower profile within the program guideline requirements. Your

team will meet the minimum daily production goals and perform within department audit standards.

Seasoned underwriters are currently being hired to perform high quality jumbo residential mortgage

underwriting and must be able to confirm the calculations used to decision the loan such as DTI, LTV,

Reserves. They will be required to provide a written summary of loan findings which summarize loan

characteristics in the areas of credit, income, assets, collateral, and the overall transaction. Exceptions on

the loan will be clearly document and communicated. They will also reconcile findings with published

guidelines to address/resolve variances and identify as well as provide relevant compensation factors

evident in the loan file.

Your Experience and Skills: You have:

– a university degree or equivalent experience

– several years' experience of jumbo mortgage underwriting experience

– the proven ability to meet individual as well as organization goals, high attention to detail, and

excellent customer service skills

You are:

– an outstanding communicator, with sharp analytical skills

– able to interact with all levels of staff and management

– able to prioritize workload and meet deadlines

– able to multitask, problem solve proactively and think creatively

What We Offer: UBS offers talented individuals around the world a challenging, diverse and supportive working environment in which passion, commitment and hard work are valued and rewarded.

Why UBS? Watch the video at

Disclaimer / Policy Statements: UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce.