Citi Auditor III - Consumer Cards in Irving, Texas

  • Primary Location: United States,Texas,Irving

  • Other Location: United States,Florida,Jacksonville; United States,Delaware,New Castle

  • Education: Bachelor's Degree

  • Job Function: Audit

  • Schedule: Full-time

  • Shift: Day Job

  • Employee Status: Regular

  • Travel Time: Yes, 25 % of the Time

  • Job ID: 16056764


About Citi:

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.

Citi’s Mission and Value Proposition at explains what we do and Citi Leadership Standards at explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients’ and the public’s trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities.

Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop are widely available to all.

Function Background:

Internal Audit is a global organization of over 1600 professionals covering Citi's global businesses and service to clients and customers in over 180 countries. Citi's Internal Audit division provides independent assessments of the company's governance, risk management and internal control environment for key stakeholders including the Board of Directors, senior management and Citi’s numerous regulators globally. Internal Audit is a change agent within Citi aimed to enhance the control culture of Citigroup worldwide and thereby support senior management decision making around the globe.

Job Purpose:

This role participates in the timely delivery of high quality; value added assurance and audit reports for a portfolio of business activities, which meet the requirements of the Boards of Citigroup and Citibank, their affiliates and of Citi’s respective regulators, globally.

This candidate will support audit delivery for functions supporting both the Citi Branded Cards and Citi Retail Services businesses in North America, with over $100 billion in receivables and 125 million card members.

Key Responsibilities:

  • As professional that applies solid understanding of internal audit standards, policies, and local regulations to provide timely audit assurance.

  • Contributes to the development of audit process improvements.

  • Understanding of how internal audit collectively integrates with line management and control functions to accomplish the objectives of the function and overall business.

  • Performs testing of moderately complex audits related to Cards (e.g., Operations, Risks, Product and Sales) in accordance with corporate methodologies and professional standards.

  • Independently completes assigned audits within budgeted timeframes, and budgeted costs.

  • Monitors the risk environment and assesses the emerging risks through the Business Monitoring process.

  • Executes Internal Audit and Regulatory issue validation, when needed.

  • Recommends appropriate and pragmatic solutions to risk and control issues.

  • Applies knowledge of key regulations to influence audit scope.

  • Develops effective line management relationships to ensure strong understanding of the business.

  • Pro-actively develops automated routines to help focus audit testing.


  • BS/BA degree or equivalent combination of education/experience.

  • Two or more years of experience in the Banking Industry, Risk Management unit audits or Cards business (e.g., Operations, Risk management, Compliance, Statutory audits).

  • Beginner level experience in a related role with experience in business.

  • Understanding of local regulation and related risks and controls.

  • Experience in the Financial Services Industry is desirable.

  • Effective communication skills. This individual must be an articulate and effective communicator, both orally and in writing, with an energetic, charismatic and approachable style.

  • Effective interpersonal skills for interfacing with all levels of internal and external audit and management.