Citi Credit Operations Specialist IV in Irving, Texas

  • Primary Location: United States,Texas,Irving

  • Education: Associate's Degree/College Diploma

  • Job Function: Sales

  • Schedule: Full-time

  • Shift: Day Job

  • Employee Status: Regular

  • Travel Time: No

  • Job ID: 16069397


Commercial Application Processor -

  • Evaluate completeness and appropriateness of the application package documentation and coordinate with the Relationship Mangers to satisfy deficiencies.

  • Enter application timely and accurately into the application processing system.

  • Perform compliance and regulatory checks, obtain or order UCC and entity searches, tax liens and judgment searches, credit bureau reports, and professional status.

  • Review new applications and annual review packages to ensure proper segmentation and re-routing applications when appropriate (based on exposure and product type).

  • Assist with data integrity review and follow up maintenance while identifying opportunities for process improvement to ensure integrity of data.

  • Support servicing and maintenance requests for existing portfolio clients (advances, BA's, LC's, loan structure modifications, collateral releases).

  • Monitor and coordinate annual review, quarterly call reporting, and other portfolio monitoring activities, including compliance with escalation requirements.

  • Support Credit Center staff in coordinating and completing research on individual clients and portfolio matters.

About Citi

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.

Citi’s Mission and Value Proposition at explains what we do and Citi Leadership Standards at explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients’ and the public’s trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities.

Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop to are widely available to all.


The ideal candidate would possess the following:

  • Must have worked in a bank or financial service company and handled commercial credit applications.

  • A minimum of 2 to 5 years of experience in a financial institution with a focus on due diligence and entity documentation.

  • An Associate degree (or equivalent experience) in business, accounting, or finance with experience in credit and legal documentation. A Bachelor's degree is preferred.

  • Must have an understanding of tax returns, financial statements, entity documentation, bank statements, financial regualtions, credit reporting laws and practices, financial products, collateral lien perfection, negotiation , and excellent communication skills.

  • Must possess judgment with respect to appropriateness of tax filings, financial statements, entity types, financial products as related to financiang needs, financial regulations and Citibank policy (i.e. definition of a complete package, number of years of financials based on products requested amount, and time of year, etc.).

  • Be computer savvy, proficient in Microsoft Office, particularly Excel.