Capital Farm Credit, ACA VP Lending in Lockhart, Texas
Lockhart Credit Office
Summary of Desired/Required Experience:
Five or more years of progressively responsible banking and related lending experience.
Good standing in current and/or previous employment
Strong work ethic that supports a willingness to handle multiple tasks with efficiency and accuracy.
Requires registration as a Mortgage Loan Officer according to the National Mortgage Licensing System
Lending experience in the current regulatory environment preferred
Responsible for developing new business and establishing business relationships with eligible customers, in addition to servicing existing, commercial and real estate customers.
Manages credit office staff.
Represents the association at local community activities.
Makes and services loans and leases within delegated authority
Responsible for exercising credit risk management responsibilities
Ensures that all assigned loans are properly risk rated. Complies with proper credit administration practices as outlined in the association s policies and procedures.
Processes and services loans of varying size and complexity. Conducts and/or coordinates credit analyses including those that involve multi-entity transactions with accrual accounting systems.
Analyzes balance sheets, income statements, and cash flows of potential borrowers to ascertain creditworthiness.
Performs loan servicing responsibilities and assists with monitoring and reporting portfolio conditions such as additional advances, extensions and conversions
Assists in training less- senior loan officers and credit personnel to ensure quality loan services and attainment of the Association s credit goals.
Performs collections on assigned loans and assists management with collections on all loans in the portfolio.
- Bachelor s Degree in Finance, Business Administration, Ag Economics, Ag Business or related field
Excellent verbal and written communication skills.
Basic to moderate skill set in Microsoft Office Applications.
General knowledge of accounting and financial systems.
Ability to perform intermediate level accounting and financial analysis under limited supervision
- Commensurate with Experience
A completed application and resume are required.
- At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant; AA/EOE/M/F/D/V; Full description available on request
- September 1, 2016
- Position will be posted until filled, until sufficient candidates are reviewed to ensure a qualified selection can be made, or until closed at the discretion of the Association.